Financial Cleanup
for
Brokers & Sellers
Quiet, lender-ready financial cleanup to help
business brokers and sellers get deals across the finish line.
The Problem
Even solid listings can fall apart during due diligence when financials raise more questions than they answer. For SBA buyers and lenders, unclear books cause unnecessary delays, scrutiny, and lost momentum. Brokers often don’t have time to sort through years of messy or DIY financials—and sellers may not even know where the gaps are.
Our Solution
We quietly step in behind the scenes to clean up financials and prepare seller packages that are lender-ready, without requiring a full audit. Our focus is on clarity, compliance, and speed.
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We separate COGS from overhead
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Normalize and adjust EBITDA
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Reconcile balance sheets
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Prepare summary packages suitable for buyer and lender review
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And much more, based on what each deal needs
This gives brokers the confidence to list and negotiate, while helping serious buyers and lenders move faster with fewer red flags.
How It Works
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Assessment: We review the seller’s existing books, tax returns, and reports to identify key gaps and risks.
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Cleanup: We organize and adjust the financials to reflect true operational performance.
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Delivery: You receive clean, lender-ready financials and a simple summary package for use in listings, buyer decks, or bank packets.
Who This Is For
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Brokers preparing SBA-eligible listings
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Sellers looking to maximize valuation and buyer confidence
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Listings that are under LOI but stalled in due diligence
Why Brokers Use Us
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Keeps brokers focused on sales and negotiations—not spreadsheets
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Saves deals from dying in diligence
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Helps sellers avoid price reductions due to unclear financials
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Referral programs available
Frequently Asked Questions
Q: What exactly does “financial cleanup” include?
A: We review the seller’s records, tax returns, and QuickBooks files to clean up P&Ls, clarify COGS, normalize EBITDA, and reconcile balance sheets. You receive a lender-ready package that’s easy for buyers and banks to evaluate.
Q: Do you prepare full financial statements?
A: It depends on the depth you’re looking for. In most cases, we provide cleaned-up internal statements (P&L, balance sheet, and summary schedules). We do not issue CPA-reviewed or audited financials — our focus is practical clarity and deal-readiness.
Q: Will you talk directly to my client?
A: Yes — and it often helps. To fully understand operations, direct communication is ideal. That said, we’ll engage however you prefer. If you'd like us to present ourselves as your assistant or back-office team, we're happy to do so.
Q: Do you work with listings already under LOI?
A: Yes, we can. However, cleanup is most effective before LOI. Once under LOI, time and flexibility are more limited — but we’ll do what we can to support the deal.
Q: How long does cleanup take?
A: Most small projects are completed in 5 to 10 business days, depending on the condition of the records and how quickly we receive access. For example, it took us 65 days to clean up three years of financials for a $35M company.
Q: How much does it cost?
A: Pricing depends on complexity, number of years involved, and the current state of the books. We offer flat-rate quotes after a quick review. Many brokers pass the cost along to sellers as part of the listing prep.
Q: Do you offer referral fees to brokers?
A: Yes — we offer referral commissions to brokers who introduce us to clients or projects. We’re also open to structured partnerships that benefit your firm long-term.
Q: Is this service suitable for SBA-backed deals?
A: Absolutely — our process is built with SBA lending in mind. We regularly work with banks and can even run the financials past our trusted SBA contacts to check if they’re strong enough for pre-approval — without stepping on your banker’s toes.
Q: Do you ever decline projects?
A: Yes. If we believe a deal is unlikely to meet SBA standards — and the seller expects full SBA readiness — we may decline the project. We’ll always be transparent about fit before proceeding.
Q: Can you guarantee SBA approval or pre-approval?
A: No. We can help improve your chances by preparing clean, lender-ready financials — but the final decision rests with the lender and SBA guidelines.
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Q: Can you share a sample case study?
A: Yes — we’ve created a composite case study based on real projects we’ve completed. It highlights the kinds of cleanup work we typically perform and the outcomes brokers and sellers can expect.
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Let’s Help Buyers and Lenders Say Yes!
We work quietly, professionally, and fast.
​No audits. No drama.
Just clean books that give your listings a better chance to close.